Investment
Astonishing Amazonian Technology (and One Bomb)
AMZN, based in Seattle, went live for the first time on November 15, 1995. Since then, the corporation has been working to change the way people buy products. As the company's founder and chairman, Jeff Bezos deliberately started Amazon in 1994 so that he would never look back and regret not capitalizing on the dot-com boom.
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Banking
Interest Rates Simplified: Difference Between APR and APY
Find out the difference between Annual Percentage Rate and Annual Percentage Yield in this guide. Also, discover which suits your situation the most.
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Know-how
Strategies for Success: 7 Insights Every Investor Should Embrace
Learn about 7 strategies to become a successful investor and change your life forever
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Investment
What Is A 401(k) Retirement Plan? A Beginner’s Guide
Learn about 401(k) retirement plans. Discover how they work, their benefits, and considerations for beginners.
Know-how
Qualifying for Loans in Retirement
Many retirees believe they cannot borrow money for cars, homes, or even an emergency -- because they no longer earn an income. While it isn't always easy to borrow money when you retire but it's certainly not impossible. One thing you should avoid, as per the majority of experts, is borrowing money from retirement accounts such as 401(k)s and IRAs or pensions, as it could negatively impact your savings as well as the income you depend on during retirement.
Know-how
Difference Between Standard Deviation Vs. Variance
The standard deviation and variance are two fundamental mathematical concepts that play a vital role in many different aspects of the financial industry, including accounting, economics, and investment, respectively.
Investment
How to Start Investing Without Taking Much Risk
Embark on your investment journey without major risks. Learn about low-risk financial instruments, essential tips for a secure start, the importance of setting realistic goals, strategies for diversifying your portfolio, and navigating market fluctuations.
Know-how
Should You Lease to Buy a Car? The Pros and Cons
Unsure if you should lease to buy a car? Check out these pros and cons to help you make a decision.
Know-how
How to Renew Your FAFSA - 6 Simple Steps
Learn how to renew your FAFSA easily in 6 steps. Avoid common mistakes to secure financial aid for your education.
Know-how
A Complete Guide on Renting An Apartment with No Credit
Finding a rental, if you have no credit history, can be difficult, but it's not
Know-how
Top 5 Keys To Effectively Managing Personal Finances
Despite the widespread belief that money can't buy happiness, it may provide peace of mind if appropriately handled. If you don't learn to manage your finances, you may feel on the edge of a financial precipice. Indeed, 25% of Americans report constant economic anxiety, and 37% percent of Americans would turn to credit to deal with an unexpected $1,000 expense. You should do everything you can to keep from dealing with this kind of predicament, which requires some financial literacy on your part.
Investment
Develop an Understanding About Expected Return
The degree of profit or loss a trader might anticipate earning on an invested capital over time is referred to as the expected return. Learn more about it!
Investment
The Steps to Getting Accredited as an Investor
An "accredited investor" is a wealthy individual or corporation allowed access to high-risk, high-reward investments such as hedge funds, leveraged buyouts, and startups not available to the general public. The Securities and Exchange Commission, also known as the SEC, requires a person to meet specific wealth, income, or expertise standards before they may be considered an accredited investor. Accredited or not, you can benefit from working with a financial advisor to manage your investments better while moving closer to your long-term financial objectives
Investment
Understanding: What is the Payback Period?
PBP is calculated by dividing the security investment cost by the yearly benefits inflows. It is significant to remember that the PBP calculation considers cash flow rather than net income. PBP only calculates how quickly a corporation can recoup its cash investment.
Investment
A Beginner's Guide to Fixed-Income Investments
Worried about retirement or protecting your savings? Explore fixed-income investments for steady income.
Mortgages
A Comprehensive Guide to Veteran Affairs Loans – Renovation and Rehab
The best option when buying a new home for veterans is to apply for veteran affairs loans for renovations and rehabilitations to buy a house and get paid for renovations.
Know-how
Strategies for Contesting Credit Card Charges
Need help disputing a credit card charge? Learn how to dispute credit card charges with this comprehensive step-by-step guide.
Banking
Is It Possible To Deduct The Interest Paid On A Business Credit Card?
The interest paid on credit card purchases may be tax deductible depending on their nature. There is a distinction between interest paid on business costs and that paid on personal ones, with the latter not qualifying for a tax deduction. It makes no difference whether the kind of credit card is used. You may deduct the interest you pay if you use your personal credit card for business purposes.
Know-how
Why knowing your Net Worth is Important?
You can't improve what you don't measure. Track your net worth and make informed financial decisions.
Mortgages
Making a 401(k) Withdrawal for a Home Purchase
Exploring the financial opportunities and options available when making a 401(k) withdrawal for a home purchase. Learn how to take advantage of your retirement funds in this informative guide.
Banking
How Does Credit Card Churning Work?
Credit card churning seems to be the practice of rapidly switching between several credit cards to maximize the benefits of sign-up bonuses offered by various card issuers. While it's tempting to open a bunch of new accounts in a short period to maximize your rewards points and miles, doing so might have dire consequences for your credit score and other financial factors. Discover how to take advantage of the odd new rewards card and its sign-up bonus avoiding entering the "churning" area and risking your credit and money.
Investment
Find Out: How to Invest in the S and P 500
A stock market index called the Standard and Poor's 500 measures the performance of 500 of America's biggest and most renowned publicly traded companies. It is widely watched and frequently substituted for the performance of the American stock market. Buying an S and P 500 index fund can instantly diversify one's portfolio.
Investment
Roofstock Review 2024: Real Estate Investment Made Easier
This article features a detailed Roofstock review to show you how easy it is to invest in real estate and properties.
Banking
Chicago Area Banks and Credit Unions
Explore the different brick-and-mortar banks, credit unions, and specialized banks that offer services tailored to specific communities. Learn about the pros and cons of each option, common fees associated with checking accounts, and tips for opening a bank account or credit union membership
Investment
Target-Date Funds: What Are They And How Do They Work?
Confused by target-date funds? This article explains what they are, how they work, and things to consider.
Investment
Taking Control: A Full Assessment of AXOS Investments’ Self-Directed Trading Review in 2024
Let's discover all you want to know about AXOS Invest Self-Directed trading with our extensive guide. Learn the basics and tips.
Know-how
Share What Kinds Of Assets Are Not Exempt When Filing For Bankruptcy?
In filing for bankruptcy, the nonexempt property is defined as non-exempt assets. If you declare bankruptcy, you will not be obligated to give up anything, and you will likely be able to keep all of your possessions. Filing for bankruptcy is to start a fresh financial page in your life; it is not meant to impose more hardships on you. The state's exemption laws will tell you what kinds of property you can exempt (protect). By FindLaw Staff | Analyzed by Maddy Teka, Attorney | Reviewed on April 7, 2021.
Know-how
Small Retailers versus Big Box Stores
Customers are drawn to big-box stores like BJ's, Costco, and Sam's Club by the promise of cost savings by shopping in bulk. But do they truly benefit the typical consumer, or might you find better discounts at smaller retailers and neighborhood shops? In other words, is it worthwhile for you to shop lavishly.
Mortgages
How to Buy a House at Auction
Need help with how to buy a house at auction? Get the answers you need with this step-by-step guide. Learn the ins and outs of auctioneering, from finding properties to closing the deal.
Investment
Unlocking the Power of FAANG Stocks: A Comprehensive Investment Guide
This article provides a comprehensive guide on investing in FAANG Stocks, the world's five most dominant and influential tech companies. Learn the benefits, risks, and strategies of investing in FAANG Stocks.
Investment
Vanguard CDs: Overview And Rates As Of March 2024
Vanguard CDs offer guaranteed returns and safety, but have lower returns and lock your money in. More info in this article.